Kollege Kampus

C of O is unique among higher education institutions in America: no tuition is charged, all students work on campus, debt is openly discouraged, and no federal, state or private loans are made.”
– Jerry C. Davis, President

College of the Ozarks, located in Point Lookout, Missouri and founded in 1906, is a no-tuition college. Every full-time student works fifteen hours per week, and two forty-hour work weeks per school year, at a campus job to help contribute to their college education.

The remainder of a student’s tuition is covered through grants and scholarships, which are made available through donations.

Debt Free Calculations:

Work Program + Federal and State Grants + College of the Ozarks Scholarship = “College with No Tuition”

Cost of Education Scholarship

Each student participates in the on-campus work program for 15 hours per week and two forty-hour work weeks per school year.

Credits from participation in the work program, any federal and/or state aid for which students qualify, and the C of O Cost of Education Scholarship combine to cover the Cost of Education.

There are no student loans involved and there is no cash due from students for Cost of Education: Only good, solid, hard work. All C of O students are given the opportunity to graduate debt-free.

Unique in Higher Education

Friends of the College believe in and support what our unique institution stands for: Hard work, Christian values, freedom from debt, and higher education in a Christian setting. Their contributions enable the College to provide Cost of Education scholarships.

When you accept an offer of admission to College of the Ozarks, you make a commitment to uphold the standards of an institution that is different from the norm. Drinking and partying are not acceptable at C of O, and unwholesome attire is not the standard.

We believe you will learn and grow as a Christian at C of O, and as a future professional member of the work force. While many have chosen to lower standards, at C of O we adhere to high personal standards; standards that we believe equip students to become successful contributors to society.

The C of O Cost of Education Scholarship is special because it comes from friends who believe in the College, and believe in you.

Value

Cost of Education for students who receive federal and state aid (2020-21)
Cost of Education*	$19,500
C of O Work Program	-5,936
Pell Grant (if eligible)	0 to -6,345
Supplemental Educational Opportunity Grant (if eligible)	-1,000
Missouri State Grants (if eligible)	-1,500
C of O Cost of Education Scholarship	0 to -13,564
Cash Cost to Student	$0.00

Cost of Education for students who do not receive federal and state aid (2020-21)
Cost of Education*	$19,500
C of O Work Program	-5,936
C of O Cost of Education Scholarship	-13,564
Cash Cost to Student	$0.00

*Does not include room and board, books or Health/Technology/Services fees.

Part-time students pay a fee of $310 per credit hour.

No Loans

College of the Ozarks discourages student borrowing, and therefore, does not participate in the federal, state or private loan programs. Other alternatives such as scholarships and the Summer Work Program should be considered to pay for educational expenses. Off-campus work can also be found in the local area as well. However, freshmen are not encouraged to work when classes are in session.

source: http://www.cofo.edu/Page/Admissions/Graduate-Debt-Free.362.html | Photo credit: Logan Isbell